Focus on life with
Hassle free, quick cash loans.

Short Term Loans

Facing tough times? We can help with a cash shortfall loan, providing responsible, affordable, and transparent credit to empower you.

Apply Today!

HOW TO APPLY ONLINE

Broke AF (Pty) Ltd is a Registered Credit provider, providing short term loans from R 1000 to R 5,000 from 3 days to 1 month repayment period.

Broke AF Operating Hours: Monday to Friday 08:00 – 17:00, Excluding Public Holidays, please note if you apply outside this timeframe your application will be processed in the following business day.

1

Our digital platform allows you to submit your loan application online. Quick, responsible and affordable pay day loans, only a click away.

2

Use the loan calculator and follow the steps to complete your application & create your personalised account.

3

Sit back and relax while we process your application. Once approved you will receive an email.

4

Sign off on your loan approval and receive your MULA! Quick and hassle free!

Let's Start!

loan Calculator

Estimate your loan fees and apply to start the loan process.

we offer

All customers can apply for up to R5000 with a maximum of 1 month to repay.

Required info

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Cell phone number

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Email Address

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SA ID Number

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Recent Bank Statement

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Latest Payslip

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Selfie with ID Document

Choose repay date (Date must match your salary date).
Choose loan amount.
Choose “Apply” to complete your loan application.

Flexible Loans

Customize your financial solutions by selecting your desired loan amount and repayment schedule that aligns with your needs. Embrace a new level of financial control with Broke AF.

Client Service

Boost your financial stability with our trustworthy and reliable loan options, designed to assist you exactly when you need it the most. Your dependable solution for turning challenging times around.

Transparent

Our commitment to transparency ensures that our fees and charges are clear and upfront, providing you with a reassuring experience throughout the application process.

Who can Apply?

Need to know

By applying for a cash shortfall loan, we can assist to get you through the month empowering you through responsible, cost effective and transparent credit.

Who can apply for a loan with Broke AF?

South African residents that:

Must be full time employed
Not under Debt Review or
Under Sequestration/Administration.
Judgement free
Have a reasonable on time repayment of credit account History.

Responsible credit

Although it’s our Mission to provide qualifying individuals with our cash shortfall solutions that’s affordable, quick and responsible we urge each applicant to consider their credit history.

Remember if you missed a couple of credit payments because life can throw curve balls and we see that effort was made on your part to settle your obligations this will be picked up and will count as a positive towards your application.

Think twice before applying

We will assess your Affordability and Credit worthiness through a vigorous yet quick and effective process. Our intention is to assist and yet protect you against over-indebtedness and reckless lending.

Our loans assist individuals to get through the month, this form of finance is meant to be short term allowing you to only take out a loan to cover your needs and shortfalls for the month, any term longer than one month repayment will possibly put you in a position to spend money borrowed in a reckless manner rather than to focus to use debt only for essentials.